At the end of your certificate’s term, withdraw your money plus the dividends you’ve earned, or roll over your earnings into a new certificate.
Your money is safe and sound while the dividends compound every month. A Share Insurance Estimator for multiple and/or joint accounts is provided by NCUA at. Your funds are insured for $250,000 on individual accounts by the federal government. In return, we give you a higher dividend rate than you could get in a regular savings account.įor a limited time, grow your savings with one of our promotional certificate rates: You can earn as of June 9, 2023, when you commit to 13 months. If you’re unable to commit to a long-term CD, consider the No-Penalty CD option. The bank offers a variety of term lengths and rates on its CDs, which makes it competitive with the best CD rates.
Similar to a CD, a certificate is like a promise: You promise to set aside a fixed amount of cash (at least $500) for a set period of time, from six months to five years. Marcus offers CD rates that beat the national average.
